Call reports 2017
HEBRON SAVINGS BANK — 2017
What HEBRON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 570,657,000 | 569,296,000 | 584,932,000 | 591,946,000 |
| Total loans | 485,438,000 | 489,155,000 | 503,774,000 | 513,380,000 |
| Allowance for loan losses | 7,362,000 | 7,375,000 | 7,600,000 | 7,700,000 |
| Securities available for sale | 26,591,000 | 25,612,000 | 24,364,000 | 23,189,000 |
| Securities held to maturity | 16,377,000 | 16,246,000 | 16,214,000 | 16,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,007,000 | 478,910,000 | 481,892,000 | 495,180,000 |
| Interest-bearing deposits | 353,685,000 | 344,474,000 | 352,466,000 | 361,602,000 |
| Noninterest-bearing deposits | 128,322,000 | 134,436,000 | 129,426,000 | 133,578,000 |
| Equity capital | 50,023,000 | 50,808,000 | 51,834,000 | 51,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,858,000 | 11,871,000 | 18,112,000 | 24,439,000 |
| Interest expense | 1,007,000 | 2,015,000 | 3,062,000 | 4,165,000 |
| Net interest income | 4,851,000 | 9,856,000 | 15,050,000 | 20,274,000 |
| Noninterest income | 514,000 | 1,088,000 | 1,680,000 | 2,144,000 |
| Noninterest expense | 3,268,000 | 6,512,000 | 9,878,000 | 13,459,000 |
| Provision for loan losses | 464,000 | 1,140,000 | 1,881,000 | 2,160,000 |
| Pretax income | 1,633,000 | 3,292,000 | 4,971,000 | 6,799,000 |
| Income tax | 596,000 | 1,202,000 | 1,814,000 | 3,416,000 |
| Net income | 1,037,000 | 2,090,000 | 3,157,000 | 3,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,145,000 | 50,866,000 | 51,908,000 | 51,370,000 |
| Total capital | 56,379,000 | 57,148,000 | 58,401,000 | 57,963,000 |
| Risk-weighted assets | 497,326,000 | 501,053,000 | 517,827,000 | 526,094,000 |