Call reports 2001
HEBRON SAVINGS BANK — 2001
What HEBRON SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 147,182,000 | 154,595,000 | 163,316,000 | 166,146,000 |
| Total loans | 120,571,000 | 124,169,000 | 126,565,000 | 128,904,000 |
| Allowance for loan losses | 1,459,000 | 1,502,000 | 1,519,000 | 1,547,000 |
| Securities available for sale | 4,157,000 | 6,268,000 | 6,543,000 | 8,058,000 |
| Securities held to maturity | 3,455,000 | 3,295,000 | 3,702,000 | 6,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,129,000 | 137,428,000 | 145,527,000 | 148,067,000 |
| Interest-bearing deposits | 113,672,000 | 120,581,000 | 127,946,000 | 129,705,000 |
| Noninterest-bearing deposits | 16,457,000 | 16,847,000 | 17,581,000 | 18,362,000 |
| Equity capital | 13,198,000 | 13,451,000 | 14,046,000 | 14,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,875,000 | 5,859,000 | 8,942,000 | 11,969,000 |
| Interest expense | 1,479,000 | 2,985,000 | 4,518,000 | 6,006,000 |
| Net interest income | 1,396,000 | 2,874,000 | 4,424,000 | 5,963,000 |
| Noninterest income | 108,000 | 196,000 | 333,000 | 505,000 |
| Noninterest expense | 726,000 | 1,481,000 | 2,280,000 | 3,272,000 |
| Provision for loan losses | 89,000 | 227,000 | 274,000 | 321,000 |
| Pretax income | 689,000 | 1,362,000 | 2,203,000 | 2,875,000 |
| Income tax | 255,000 | 504,000 | 815,000 | 1,052,000 |
| Net income | 434,000 | 858,000 | 1,388,000 | 1,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,395,000 | 12,691,000 | 13,264,000 | 13,441,000 |
| Total capital | 13,610,000 | 13,961,000 | 14,576,000 | 14,771,000 |
| Risk-weighted assets | 96,985,000 | 101,388,000 | 104,749,000 | 106,204,000 |