Call reports 2022
FIRST WESTERN TRUST BANK — 2022
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,571,263,000 | 2,533,969,000 | 2,722,125,000 | 2,863,212,000 |
| Total loans | 1,955,521,000 | 2,170,632,000 | 2,362,083,000 | 2,480,211,000 |
| Allowance for loan losses | 13,885,000 | 14,357,000 | 16,081,000 | 17,183,000 |
| Securities available for sale | 58,727,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 87,029,000 | 84,257,000 | 81,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,284,998,000 | 2,179,624,000 | 2,177,605,000 | 2,431,601,000 |
| Interest-bearing deposits | 1,617,711,000 | 1,501,657,000 | 1,505,392,000 | 1,822,137,000 |
| Noninterest-bearing deposits | 667,287,000 | 677,967,000 | 672,213,000 | 609,464,000 |
| Equity capital | 238,078,000 | 243,626,000 | 250,897,000 | 263,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,081,000 | 42,085,000 | 68,911,000 | 102,155,000 |
| Interest expense | 982,000 | 2,113,000 | 5,484,000 | 15,661,000 |
| Net interest income | 19,099,000 | 39,972,000 | 63,427,000 | 86,494,000 |
| Noninterest income | 9,894,000 | 17,802,000 | 24,913,000 | 32,321,000 |
| Noninterest expense | 20,968,000 | 43,142,000 | 63,384,000 | 84,810,000 |
| Provision for loan losses | 210,000 | 729,000 | 2,485,000 | 3,682,000 |
| Pretax income | 7,782,000 | 14,170,000 | 22,813,000 | 30,665,000 |
| Income tax | 1,895,000 | 3,479,000 | 5,583,000 | 7,542,000 |
| Net income | 5,887,000 | 10,691,000 | 17,230,000 | 23,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,428,000 | 214,993,000 | 222,270,000 | 234,738,000 |
| Total capital | 223,664,000 | 229,777,000 | 238,853,000 | 252,398,000 |
| Risk-weighted assets | 1,744,387,000 | 1,956,006,000 | 2,152,951,000 | 2,282,095,000 |