Call reports 2021
FIRST WESTERN TRUST BANK — 2021
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,205,225,000 | 2,002,986,000 | 2,070,319,000 | 2,522,046,000 |
| Total loans | 1,718,161,000 | 1,617,622,000 | 1,652,370,000 | 1,977,779,000 |
| Allowance for loan losses | 12,539,000 | 12,552,000 | 12,964,000 | 13,732,000 |
| Securities available for sale | 30,843,000 | 25,532,000 | 32,233,000 | 55,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,823,192,000 | 1,692,600,000 | 1,811,402,000 | 2,223,827,000 |
| Interest-bearing deposits | 1,214,437,000 | 1,123,947,000 | 1,185,664,000 | 1,569,399,000 |
| Noninterest-bearing deposits | 608,755,000 | 568,653,000 | 625,738,000 | 654,428,000 |
| Equity capital | 164,284,000 | 171,585,000 | 179,202,000 | 233,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,742,000 | 32,004,000 | 48,738,000 | 65,110,000 |
| Interest expense | 1,106,000 | 2,088,000 | 2,999,000 | 3,867,000 |
| Net interest income | 14,636,000 | 29,916,000 | 45,739,000 | 61,243,000 |
| Noninterest income | 14,953,000 | 27,390,000 | 40,146,000 | 50,857,000 |
| Noninterest expense | 21,134,000 | 40,268,000 | 59,531,000 | 82,274,000 |
| Provision for loan losses | 0 | 12,000 | 418,000 | 1,230,000 |
| Pretax income | 8,442,000 | 17,015,000 | 25,922,000 | 29,064,000 |
| Income tax | 2,048,000 | 3,962,000 | 6,023,000 | 6,790,000 |
| Net income | 6,394,000 | 13,053,000 | 19,899,000 | 22,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,027,000 | 148,443,000 | 156,136,000 | 203,164,000 |
| Total capital | 153,929,000 | 161,335,000 | 169,436,000 | 217,215,000 |
| Risk-weighted assets | 1,330,726,000 | 1,345,630,000 | 1,416,988,000 | 1,782,101,000 |