Call reports 2019
FIRST WESTERN TRUST BANK — 2019
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,132,480,000 | 1,179,461,000 | 1,261,356,000 | 1,241,291,000 |
| Total loans | 948,563,000 | 972,850,000 | 992,579,000 | 1,042,981,000 |
| Allowance for loan losses | 7,645,000 | 7,575,000 | 7,675,000 | 7,875,000 |
| Securities available for sale | 53,610,000 | 51,698,000 | 61,491,000 | 58,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 988,848,000 | 1,015,701,000 | 1,119,479,000 | 1,097,242,000 |
| Interest-bearing deposits | 751,617,000 | 775,912,000 | 877,369,000 | 846,716,000 |
| Noninterest-bearing deposits | 237,231,000 | 239,789,000 | 242,110,000 | 250,526,000 |
| Equity capital | 104,257,000 | 108,162,000 | 111,861,000 | 114,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,174,000 | 22,643,000 | 34,567,000 | 46,463,000 |
| Interest expense | 2,959,000 | 6,055,000 | 9,469,000 | 12,513,000 |
| Net interest income | 8,215,000 | 16,588,000 | 25,098,000 | 33,950,000 |
| Noninterest income | 7,014,000 | 16,371,000 | 26,368,000 | 35,610,000 |
| Noninterest expense | 12,671,000 | 26,755,000 | 41,990,000 | 56,675,000 |
| Provision for loan losses | 194,000 | 115,000 | 216,000 | 662,000 |
| Pretax income | 2,372,000 | 6,108,000 | 9,403,000 | 12,363,000 |
| Income tax | 548,000 | 1,460,000 | 2,230,000 | 2,739,000 |
| Net income | 1,824,000 | 4,648,000 | 7,173,000 | 9,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,773,000 | 92,973,000 | 96,494,000 | 99,461,000 |
| Total capital | 97,564,000 | 100,697,000 | 104,321,000 | 107,509,000 |
| Risk-weighted assets | 866,639,000 | 873,179,000 | 878,815,000 | 932,573,000 |