Call reports 2016
FIRST WESTERN TRUST BANK — 2016
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 857,858,000 | 878,023,000 | 859,013,000 | 889,006,000 |
| Total loans | 648,089,000 | 695,215,000 | 687,551,000 | 680,563,000 |
| Allowance for loan losses | 6,247,000 | 6,396,000 | 6,524,000 | 6,478,000 |
| Securities available for sale | 87,945,000 | 87,155,000 | 84,647,000 | 96,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 751,834,000 | 769,273,000 | 748,577,000 | 764,322,000 |
| Interest-bearing deposits | 595,614,000 | 600,845,000 | 550,441,000 | 558,441,000 |
| Noninterest-bearing deposits | 156,220,000 | 168,428,000 | 198,136,000 | 205,881,000 |
| Equity capital | 74,899,000 | 77,435,000 | 78,551,000 | 78,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,867,000 | 14,377,000 | 21,989,000 | 29,319,000 |
| Interest expense | 732,000 | 1,600,000 | 2,467,000 | 3,360,000 |
| Net interest income | 6,135,000 | 12,777,000 | 19,522,000 | 25,959,000 |
| Noninterest income | 6,215,000 | 14,207,000 | 21,036,000 | 26,216,000 |
| Noninterest expense | 10,947,000 | 22,870,000 | 35,061,000 | 45,998,000 |
| Provision for loan losses | 126,000 | 623,000 | 739,000 | 985,000 |
| Pretax income | 1,277,000 | 3,605,000 | 4,872,000 | 5,306,000 |
| Income tax | 430,000 | 1,269,000 | 1,695,000 | 1,810,000 |
| Net income | 847,000 | 2,336,000 | 3,177,000 | 3,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,685,000 | 60,998,000 | 62,024,000 | 63,601,000 |
| Total capital | 65,031,000 | 67,500,000 | 68,659,000 | 70,204,000 |
| Risk-weighted assets | 618,161,000 | 672,188,000 | 676,534,000 | 690,725,000 |