Call reports 2015
FIRST WESTERN TRUST BANK — 2015
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 704,457,000 | 695,114,000 | 729,973,000 | 819,504,000 |
| Total loans | 553,111,000 | 582,995,000 | 628,014,000 | 629,901,000 |
| Allowance for loan losses | 6,097,000 | 5,923,000 | 6,111,000 | 5,956,000 |
| Securities available for sale | 70,432,000 | 50,063,000 | 45,841,000 | 65,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,580,000 | 537,003,000 | 612,858,000 | 711,234,000 |
| Interest-bearing deposits | 427,772,000 | 404,514,000 | 462,693,000 | 561,753,000 |
| Noninterest-bearing deposits | 152,808,000 | 132,489,000 | 150,165,000 | 149,481,000 |
| Equity capital | 70,556,000 | 71,115,000 | 72,223,000 | 73,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,023,000 | 12,403,000 | 18,853,000 | 25,392,000 |
| Interest expense | 453,000 | 883,000 | 1,398,000 | 1,996,000 |
| Net interest income | 5,570,000 | 11,520,000 | 17,455,000 | 23,396,000 |
| Noninterest income | 4,155,000 | 9,269,000 | 15,222,000 | 21,757,000 |
| Noninterest expense | 8,931,000 | 18,288,000 | 28,893,000 | 39,474,000 |
| Provision for loan losses | 186,000 | 822,000 | 957,000 | 1,070,000 |
| Pretax income | 808,000 | 2,360,000 | 3,508,000 | 5,326,000 |
| Income tax | 348,000 | 862,000 | 1,214,000 | 1,499,000 |
| Net income | 460,000 | 1,498,000 | 2,294,000 | 3,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,905,000 | 55,151,000 | 56,117,000 | 57,771,000 |
| Total capital | 60,096,000 | 61,175,000 | 62,324,000 | 63,823,000 |
| Risk-weighted assets | 561,357,000 | 577,960,000 | 610,470,000 | 605,781,000 |