Call reports 2014
FIRST WESTERN TRUST BANK — 2014
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 652,148,000 | 610,280,000 | 687,697,000 | 707,588,000 |
| Total loans | 482,788,000 | 479,701,000 | 491,286,000 | 532,536,000 |
| Allowance for loan losses | 4,942,000 | 4,919,000 | 4,758,000 | 5,960,000 |
| Securities available for sale | 94,381,000 | 80,057,000 | 88,085,000 | 83,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,627,000 | 524,502,000 | 602,411,000 | 589,674,000 |
| Interest-bearing deposits | 423,902,000 | 402,194,000 | 434,286,000 | 427,587,000 |
| Noninterest-bearing deposits | 132,725,000 | 122,308,000 | 168,125,000 | 162,087,000 |
| Equity capital | 70,593,000 | 70,771,000 | 70,037,000 | 69,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,964,000 | 11,904,000 | 17,791,000 | 23,500,000 |
| Interest expense | 555,000 | 1,085,000 | 1,560,000 | 2,017,000 |
| Net interest income | 5,409,000 | 10,819,000 | 16,231,000 | 21,483,000 |
| Noninterest income | 3,784,000 | 7,616,000 | 11,412,000 | 15,666,000 |
| Noninterest expense | 8,206,000 | 16,983,000 | 25,975,000 | 34,953,000 |
| Provision for loan losses | 61,000 | 82,000 | -48,000 | 1,456,000 |
| Pretax income | 926,000 | 1,643,000 | 2,037,000 | 1,061,000 |
| Income tax | 385,000 | 784,000 | 614,000 | 311,000 |
| Net income | 541,000 | 859,000 | 1,423,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,206,000 | 53,199,000 | 53,073,000 | 52,609,000 |
| Total capital | 58,213,000 | 58,196,000 | 57,915,000 | 58,661,000 |
| Risk-weighted assets | 467,857,000 | 476,843,000 | 495,164,000 | 539,508,000 |