Call reports 2013
FIRST WESTERN TRUST BANK — 2013
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 628,716,000 | 581,692,000 | 643,566,000 | 658,902,000 |
| Total loans | 493,933,000 | 485,808,000 | 490,070,000 | 484,707,000 |
| Allowance for loan losses | 7,554,000 | 6,025,000 | 4,920,000 | 4,839,000 |
| Securities available for sale | 36,084,000 | 23,210,000 | 70,630,000 | 75,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,257,000 | 487,342,000 | 557,537,000 | 562,586,000 |
| Interest-bearing deposits | 417,812,000 | 390,315,000 | 424,300,000 | 423,443,000 |
| Noninterest-bearing deposits | 121,445,000 | 97,027,000 | 133,237,000 | 139,143,000 |
| Equity capital | 68,539,000 | 69,582,000 | 70,750,000 | 70,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,911,000 | 11,709,000 | 17,366,000 | 23,513,000 |
| Interest expense | 809,000 | 1,524,000 | 2,165,000 | 2,771,000 |
| Net interest income | 5,102,000 | 10,185,000 | 15,201,000 | 20,742,000 |
| Noninterest income | 3,504,000 | 6,821,000 | 10,464,000 | 14,781,000 |
| Noninterest expense | 8,017,000 | 16,139,000 | 23,723,000 | 31,932,000 |
| Provision for loan losses | 108,000 | -122,000 | -1,894,000 | -1,676,000 |
| Pretax income | 481,000 | 888,000 | 3,735,000 | 5,166,000 |
| Income tax | 38,000 | -706,000 | 1,134,000 | 1,973,000 |
| Net income | 443,000 | 1,594,000 | 2,601,000 | 3,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,930,000 | 51,035,000 | 53,243,000 | 53,988,000 |
| Total capital | 57,085,000 | 56,955,000 | 58,217,000 | 58,886,000 |
| Risk-weighted assets | 490,963,000 | 473,430,000 | 483,955,000 | 466,888,000 |