Call reports 2012
FIRST WESTERN TRUST BANK — 2012
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 690,776,000 | 695,957,000 | 753,332,000 | 684,710,000 |
| Total loans | 534,935,000 | 530,022,000 | 522,095,000 | 508,786,000 |
| Allowance for loan losses | 9,823,000 | 10,133,000 | 9,090,000 | 9,413,000 |
| Securities available for sale | 66,228,000 | 68,493,000 | 63,989,000 | 41,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,680,000 | 609,411,000 | 661,643,000 | 596,044,000 |
| Interest-bearing deposits | 439,803,000 | 450,193,000 | 512,286,000 | 459,311,000 |
| Noninterest-bearing deposits | 156,877,000 | 159,218,000 | 149,357,000 | 136,733,000 |
| Equity capital | 66,535,000 | 62,332,000 | 66,989,000 | 67,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,037,000 | 13,855,000 | 20,501,000 | 27,007,000 |
| Interest expense | 1,093,000 | 2,226,000 | 3,346,000 | 4,390,000 |
| Net interest income | 5,944,000 | 11,629,000 | 17,155,000 | 22,617,000 |
| Noninterest income | 3,084,000 | 6,136,000 | 9,478,000 | 12,795,000 |
| Noninterest expense | 8,025,000 | 17,178,000 | 25,341,000 | 33,640,000 |
| Provision for loan losses | 437,000 | 2,661,000 | 2,021,000 | 2,420,000 |
| Pretax income | 566,000 | -2,074,000 | -729,000 | -175,000 |
| Income tax | 260,000 | 35,000 | -73,000 | -844,000 |
| Net income | 306,000 | -2,109,000 | -656,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,429,000 | 42,307,000 | 46,936,000 | 50,265,000 |
| Total capital | 54,895,000 | 48,680,000 | 53,304,000 | 56,527,000 |
| Risk-weighted assets | 513,873,000 | 506,250,000 | 506,751,000 | 497,713,000 |