Call reports 2011
FIRST WESTERN TRUST BANK — 2011
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 491,003,000 | 527,240,000 | 591,268,000 | 625,063,000 |
| Total loans | 416,361,000 | 436,517,000 | 511,289,000 | 524,555,000 |
| Allowance for loan losses | 8,612,000 | 5,347,000 | 6,063,000 | 9,444,000 |
| Securities available for sale | 33,862,000 | 32,407,000 | 21,869,000 | 21,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,401,000 | 445,473,000 | 495,074,000 | 531,379,000 |
| Interest-bearing deposits | 321,718,000 | 331,425,000 | 398,309,000 | 425,615,000 |
| Noninterest-bearing deposits | 87,683,000 | 114,048,000 | 96,765,000 | 105,764,000 |
| Equity capital | 46,616,000 | 48,070,000 | 68,258,000 | 66,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,457,000 | 11,167,000 | 19,809,000 | 26,279,000 |
| Interest expense | 895,000 | 1,818,000 | 3,046,000 | 4,074,000 |
| Net interest income | 4,562,000 | 9,349,000 | 16,763,000 | 22,205,000 |
| Noninterest income | 2,152,000 | 4,626,000 | 8,153,000 | 11,483,000 |
| Noninterest expense | 5,467,000 | 11,013,000 | 20,730,000 | 27,870,000 |
| Provision for loan losses | 1,831,000 | 2,579,000 | 2,635,000 | 7,159,000 |
| Pretax income | -584,000 | 383,000 | 1,986,000 | -906,000 |
| Income tax | 284,000 | 176,000 | 582,000 | 326,000 |
| Net income | -868,000 | 207,000 | 1,404,000 | -1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,460,000 | 40,483,000 | 50,541,000 | 48,069,000 |
| Total capital | 44,674,000 | 45,883,000 | 56,661,000 | 54,374,000 |
| Risk-weighted assets | 413,766,000 | 432,484,000 | 504,571,000 | 501,172,000 |