Call reports 2010
FIRST WESTERN TRUST BANK — 2010
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 458,251,000 | 453,532,000 | 476,902,000 | 496,899,000 |
| Total loans | 402,410,000 | 416,755,000 | 410,814,000 | 419,526,000 |
| Allowance for loan losses | 5,209,000 | 5,633,000 | 5,323,000 | 8,000,000 |
| Securities available for sale | 36,750,000 | 17,468,000 | 29,158,000 | 36,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,677,000 | 359,283,000 | 404,085,000 | 417,760,000 |
| Interest-bearing deposits | 279,808,000 | 291,103,000 | 318,833,000 | 327,346,000 |
| Noninterest-bearing deposits | 56,869,000 | 68,180,000 | 85,252,000 | 90,414,000 |
| Equity capital | 41,514,000 | 42,748,000 | 44,283,000 | 44,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,343,000 | 10,891,000 | 16,750,000 | 22,521,000 |
| Interest expense | 971,000 | 1,908,000 | 2,894,000 | 3,907,000 |
| Net interest income | 4,372,000 | 8,983,000 | 13,856,000 | 18,614,000 |
| Noninterest income | 1,352,000 | 2,855,000 | 4,584,000 | 6,699,000 |
| Noninterest expense | 3,823,000 | 7,614,000 | 11,682,000 | 16,114,000 |
| Provision for loan losses | 237,000 | 659,000 | 858,000 | 3,726,000 |
| Pretax income | 1,664,000 | 3,711,000 | 6,046,000 | 5,619,000 |
| Income tax | 616,000 | 1,359,000 | 2,256,000 | 1,761,000 |
| Net income | 1,048,000 | 2,352,000 | 3,790,000 | 3,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,977,000 | 38,394,000 | 39,910,000 | 40,003,000 |
| Total capital | 41,880,000 | 43,485,000 | 44,917,000 | 45,103,000 |
| Risk-weighted assets | 391,734,000 | 406,677,000 | 400,172,000 | 405,061,000 |