Call reports 2009
FIRST WESTERN TRUST BANK — 2009
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 374,179,000 | 411,043,000 | 483,722,000 | 461,776,000 |
| Total loans | 334,222,000 | 375,432,000 | 364,222,000 | 384,298,000 |
| Allowance for loan losses | 3,494,000 | 4,191,000 | 4,560,000 | 4,974,000 |
| Securities available for sale | 22,133,000 | 18,483,000 | 52,619,000 | 41,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,924,000 | 303,419,000 | 386,511,000 | 369,705,000 |
| Interest-bearing deposits | 236,405,000 | 266,183,000 | 313,844,000 | 304,775,000 |
| Noninterest-bearing deposits | 32,519,000 | 37,236,000 | 72,667,000 | 64,930,000 |
| Equity capital | 35,363,000 | 37,287,000 | 37,213,000 | 38,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,449,000 | 9,241,000 | 14,345,000 | 19,484,000 |
| Interest expense | 1,095,000 | 2,193,000 | 3,392,000 | 4,518,000 |
| Net interest income | 3,354,000 | 7,048,000 | 10,953,000 | 14,966,000 |
| Noninterest income | 1,303,000 | 2,858,000 | 4,224,000 | 5,603,000 |
| Noninterest expense | 3,411,000 | 7,082,000 | 11,029,000 | 14,722,000 |
| Provision for loan losses | 368,000 | 1,065,000 | 2,951,000 | 3,398,000 |
| Pretax income | 878,000 | 1,759,000 | 1,184,000 | 2,524,000 |
| Income tax | 16,000 | -341,000 | -199,000 | -105,000 |
| Net income | 862,000 | 2,100,000 | 1,383,000 | 2,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,438,000 | 33,085,000 | 32,768,000 | 34,041,000 |
| Total capital | 34,932,000 | 37,276,000 | 37,319,000 | 38,757,000 |
| Risk-weighted assets | 339,937,000 | 369,817,000 | 364,010,000 | 377,099,000 |