Call reports 2007
FIRST WESTERN TRUST BANK — 2007
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 138,093,000 | 149,685,000 | 173,815,000 | 198,954,000 |
| Total loans | 115,118,000 | 129,914,000 | 132,845,000 | 159,154,000 |
| Allowance for loan losses | 1,100,000 | 1,186,000 | 1,228,000 | 1,427,000 |
| Securities available for sale | 11,645,000 | 10,948,000 | 10,591,000 | 15,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,093,000 | 108,297,000 | 140,903,000 | 154,160,000 |
| Interest-bearing deposits | 87,033,000 | 95,130,000 | 122,810,000 | 128,025,000 |
| Noninterest-bearing deposits | 15,060,000 | 13,167,000 | 18,093,000 | 26,135,000 |
| Equity capital | 16,691,000 | 16,945,000 | 18,411,000 | 20,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,406,000 | 5,053,000 | 8,016,000 | 11,216,000 |
| Interest expense | 1,169,000 | 2,435,000 | 3,932,000 | 5,391,000 |
| Net interest income | 1,237,000 | 2,618,000 | 4,084,000 | 5,825,000 |
| Noninterest income | 1,291,000 | 2,696,000 | 3,981,000 | 5,518,000 |
| Noninterest expense | 1,933,000 | 4,200,000 | 6,704,000 | 9,555,000 |
| Provision for loan losses | 208,000 | 338,000 | 338,000 | 537,000 |
| Pretax income | 387,000 | 776,000 | 1,023,000 | 1,251,000 |
| Income tax | 20,000 | 36,000 | 53,000 | 73,000 |
| Net income | 367,000 | 740,000 | 970,000 | 1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,331,000 | 12,718,000 | 13,999,000 | 15,754,000 |
| Total capital | 13,431,000 | 13,904,000 | 15,227,000 | 17,181,000 |
| Risk-weighted assets | 122,552,000 | 138,844,000 | 148,183,000 | 171,021,000 |