Call reports 2005
FIRST WESTERN TRUST BANK — 2005
What FIRST WESTERN TRUST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 57,634,000 | 68,457,000 | 73,913,000 | 118,063,000 |
| Total loans | 23,627,000 | 29,522,000 | 39,915,000 | 58,454,000 |
| Allowance for loan losses | 131,000 | 188,000 | 254,000 | 343,000 |
| Securities available for sale | 11,516,000 | 10,905,000 | 14,237,000 | 14,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,549,000 | 57,098,000 | 62,628,000 | 104,907,000 |
| Interest-bearing deposits | 40,750,000 | 41,662,000 | 47,756,000 | 86,528,000 |
| Noninterest-bearing deposits | 6,799,000 | 15,436,000 | 14,872,000 | 18,379,000 |
| Equity capital | 9,326,000 | 10,913,000 | 10,822,000 | 12,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 1,116,000 | 2,018,000 | 3,218,000 |
| Interest expense | 170,000 | 390,000 | 752,000 | 1,216,000 |
| Net interest income | 322,000 | 726,000 | 1,266,000 | 2,002,000 |
| Noninterest income | 466,000 | 1,293,000 | 2,284,000 | 3,209,000 |
| Noninterest expense | 1,085,000 | 2,512,000 | 4,077,000 | 5,731,000 |
| Provision for loan losses | 56,000 | 113,000 | 179,000 | 268,000 |
| Pretax income | -353,000 | -606,000 | -706,000 | -788,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -353,000 | -606,000 | -706,000 | -788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,715,000 | 6,970,000 | 6,880,000 | 8,806,000 |
| Total capital | 5,846,000 | 7,158,000 | 7,134,000 | 9,149,000 |
| Risk-weighted assets | 33,983,000 | 43,329,000 | 53,818,000 | 77,518,000 |