Call reports 2025
BEVERLY BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025
What BEVERLY BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,473,643,000 | 2,574,562,000 | 2,500,739,000 | 2,522,542,000 |
| Total loans | 2,014,215,000 | 2,060,683,000 | 1,979,587,000 | 1,969,606,000 |
| Allowance for loan losses | 17,711,000 | 18,661,000 | 18,807,000 | 14,293,000 |
| Securities available for sale | 109,643,000 | 199,956,000 | 212,649,000 | 242,106,000 |
| Securities held to maturity | 91,047,000 | 89,322,000 | 88,487,000 | 84,789,000 |
| Trading assets | 3,391,000 | 3,421,000 | 3,395,000 | 3,008,000 |
| Total deposits | 2,094,601,000 | 2,184,353,000 | 2,114,123,000 | 2,133,322,000 |
| Interest-bearing deposits | 1,737,365,000 | 1,805,562,000 | 1,769,098,000 | 1,790,767,000 |
| Noninterest-bearing deposits | 357,236,000 | 378,791,000 | 345,025,000 | 342,555,000 |
| Equity capital | 256,156,000 | 261,257,000 | 259,722,000 | 262,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 35,582,000 | 71,294,000 | 106,395,000 | 141,051,000 |
| Interest expense | 13,282,000 | 26,772,000 | 40,310,000 | 52,690,000 |
| Net interest income | 22,300,000 | 44,522,000 | 66,085,000 | 88,361,000 |
| Noninterest income | 10,315,000 | 21,196,000 | 32,465,000 | 44,190,000 |
| Noninterest expense | 18,839,000 | 38,933,000 | 59,187,000 | 79,541,000 |
| Provision for loan losses | 1,061,000 | 2,481,000 | 5,913,000 | 3,578,000 |
| Pretax income | 12,737,000 | 24,405,000 | 33,740,000 | 49,883,000 |
| Income tax | 3,137,000 | 6,292,000 | 8,796,000 | 13,021,000 |
| Net income | 9,600,000 | 18,113,000 | 24,944,000 | 36,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,418,000 | 250,420,000 | 247,731,000 | 250,149,000 |
| Total capital | 266,571,000 | 271,441,000 | 268,748,000 | 266,507,000 |
| Risk-weighted assets | 2,209,772,000 | 2,238,580,000 | 2,151,762,000 | 2,114,774,000 |