Call reports 2018
BEVERLY BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2018
What BEVERLY BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,245,763,000 | 1,303,583,000 | 1,323,734,000 | 1,358,355,000 |
| Total loans | 972,018,000 | 997,444,000 | 1,041,632,000 | 1,069,908,000 |
| Allowance for loan losses | 5,087,000 | 5,112,000 | 4,988,000 | 4,882,000 |
| Securities available for sale | 81,267,000 | 79,049,000 | 96,956,000 | 76,461,000 |
| Securities held to maturity | 31,946,000 | 31,141,000 | 30,835,000 | 30,812,000 |
| Trading assets | 958,000 | 1,271,000 | 1,424,000 | 1,209,000 |
| Total deposits | 1,026,262,000 | 1,128,563,000 | 1,116,993,000 | 1,155,796,000 |
| Interest-bearing deposits | 859,969,000 | 941,679,000 | 944,936,000 | 979,625,000 |
| Noninterest-bearing deposits | 166,293,000 | 186,884,000 | 172,057,000 | 176,171,000 |
| Equity capital | 136,885,000 | 140,713,000 | 140,602,000 | 152,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,152,000 | 22,951,000 | 35,667,000 | 49,706,000 |
| Interest expense | 1,484,000 | 3,409,000 | 6,003,000 | 9,113,000 |
| Net interest income | 9,668,000 | 19,542,000 | 29,664,000 | 40,593,000 |
| Noninterest income | 4,922,000 | 9,464,000 | 13,966,000 | 18,596,000 |
| Noninterest expense | 9,009,000 | 18,265,000 | 27,473,000 | 37,516,000 |
| Provision for loan losses | 222,000 | 311,000 | 219,000 | 180,000 |
| Pretax income | 5,336,000 | 10,390,000 | 15,893,000 | 21,459,000 |
| Income tax | 1,261,000 | 2,554,000 | 3,759,000 | 5,139,000 |
| Net income | 4,075,000 | 7,836,000 | 12,134,000 | 16,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,791,000 | 129,764,000 | 130,259,000 | 141,140,000 |
| Total capital | 130,910,000 | 134,908,000 | 135,280,000 | 146,054,000 |
| Risk-weighted assets | 1,136,006,000 | 1,164,667,000 | 1,205,490,000 | 1,236,179,000 |