Call reports 2026
SUMMIT BANK — 2026
What SUMMIT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 270,191,000 | 264,445,000 |
| Total loans | 197,541,000 | 197,422,000 |
| Allowance for loan losses | 5,999,000 | 6,003,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 393,000 | 396,000 |
| Trading assets | 0 | 0 |
| Total deposits | 211,474,000 | 207,585,000 |
| Interest-bearing deposits | 116,723,000 | 111,659,000 |
| Noninterest-bearing deposits | 94,751,000 | 95,926,000 |
| Equity capital | 49,480,000 | 43,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,569,000 | 7,069,000 |
| Interest expense | 509,000 | 1,100,000 |
| Net interest income | 3,060,000 | 5,969,000 |
| Noninterest income | 215,000 | 356,000 |
| Noninterest expense | 2,251,000 | 9,655,000 |
| Provision for loan losses | 0 | 420,000 |
| Pretax income | 1,024,000 | -3,750,000 |
| Income tax | 297,000 | 931,000 |
| Net income | 727,000 | -4,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 49,480,000 | 43,932,000 |
| Total capital | 52,227,000 | 46,625,000 |
| Risk-weighted assets | 216,209,000 | 211,826,000 |