Call reports 2004

FIRST NATIONAL BANK OF PINE CITY, THE — 2004

Name: FIRST NATIONAL BANK OF PINE CITY, THE — FFIEC call report 2004
Creator: FIRST NATIONAL BANK OF PINE CITY, THE

What FIRST NATIONAL BANK OF PINE CITY, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/de503ef0-5827-4deb-b619-4159036c805f/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	52,565,000	53,088,000	53,647,000	55,823,000
Total loans	28,722,000	28,994,000	29,229,000	30,517,000
Allowance for loan losses	434,000	447,000	457,000	466,000
Securities available for sale	17,238,000	15,637,000	15,645,000	16,199,000
Securities held to maturity	0	0	90,000	0
Trading assets	0	0	0	0
Total deposits	46,059,000	47,762,000	47,909,000	49,990,000
Interest-bearing deposits	39,897,000	41,254,000	40,996,000	42,824,000
Noninterest-bearing deposits	6,162,000	6,508,000	6,913,000	7,166,000
Equity capital	5,111,000	4,950,000	5,372,000	5,485,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	734,000	1,436,000	2,133,000	2,858,000
Interest expense	213,000	408,000	608,000	813,000
Net interest income	521,000	1,028,000	1,525,000	2,045,000
Noninterest income	78,000	143,000	207,000	262,000
Noninterest expense	361,000	706,000	1,032,000	1,385,000
Provision for loan losses	12,000	24,000	36,000	48,000
Pretax income	226,000	450,000	673,000	883,000
Income tax	1,000	1,000	1,000	1,000
Net income	225,000	449,000	672,000	882,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	4,897,000	5,120,000	5,343,000	5,553,000
Total capital	5,236,000	5,462,000	5,687,000	5,914,000
Risk-weighted assets	26,987,000	27,287,000	27,389,000	28,778,000