Call reports 2002
FIRST NATIONAL BANK OF PINE CITY, THE — 2002
What FIRST NATIONAL BANK OF PINE CITY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,575,000 | 50,974,000 | 53,873,000 | 54,731,000 |
| Total loans | 27,269,000 | 27,136,000 | 27,163,000 | 26,236,000 |
| Allowance for loan losses | 466,000 | 467,000 | 467,000 | 466,000 |
| Securities available for sale | 16,405,000 | 17,034,000 | 18,459,000 | 19,332,000 |
| Securities held to maturity | 120,000 | 120,000 | 120,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,693,000 | 43,132,000 | 45,669,000 | 46,377,000 |
| Interest-bearing deposits | 36,248,000 | 36,691,000 | 38,415,000 | 39,842,000 |
| Noninterest-bearing deposits | 5,445,000 | 6,441,000 | 7,254,000 | 6,535,000 |
| Equity capital | 4,873,000 | 5,321,000 | 5,727,000 | 5,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,632,000 | 2,463,000 | 3,268,000 |
| Interest expense | 342,000 | 659,000 | 965,000 | 1,259,000 |
| Net interest income | 473,000 | 973,000 | 1,498,000 | 2,009,000 |
| Noninterest income | 67,000 | 127,000 | 192,000 | 247,000 |
| Noninterest expense | 296,000 | 642,000 | 955,000 | 1,299,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 463,000 | 740,000 | 977,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 247,000 | 462,000 | 739,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,831,000 | 5,046,000 | 5,323,000 | 5,560,000 |
| Total capital | 5,148,000 | 5,361,000 | 5,646,000 | 5,878,000 |
| Risk-weighted assets | 25,183,000 | 25,072,000 | 25,674,000 | 25,469,000 |