Call reports 2001
FIRST NATIONAL BANK OF PINE CITY, THE — 2001
What FIRST NATIONAL BANK OF PINE CITY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,538,000 | 47,973,000 | 51,377,000 | 51,718,000 |
| Total loans | 28,806,000 | 28,426,000 | 29,008,000 | 28,060,000 |
| Allowance for loan losses | 486,000 | 483,000 | 475,000 | 475,000 |
| Securities available for sale | 13,642,000 | 13,812,000 | 15,964,000 | 16,179,000 |
| Securities held to maturity | 645,000 | 640,000 | 520,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,490,000 | 37,721,000 | 40,738,000 | 42,060,000 |
| Interest-bearing deposits | 32,597,000 | 32,897,000 | 35,519,000 | 36,733,000 |
| Noninterest-bearing deposits | 4,893,000 | 4,824,000 | 5,219,000 | 5,327,000 |
| Equity capital | 4,900,000 | 5,134,000 | 5,542,000 | 5,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,811,000 | 2,717,000 | 3,582,000 |
| Interest expense | 440,000 | 860,000 | 1,285,000 | 1,664,000 |
| Net interest income | 470,000 | 951,000 | 1,432,000 | 1,918,000 |
| Noninterest income | 78,000 | 145,000 | 209,000 | 271,000 |
| Noninterest expense | 319,000 | 624,000 | 978,000 | 1,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 475,000 | 666,000 | 919,000 |
| Income tax | 18,000 | 41,000 | 0 | 0 |
| Net income | 211,000 | 434,000 | 666,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,821,000 | 5,044,000 | 5,276,000 | 5,484,000 |
| Total capital | 5,140,000 | 5,363,000 | 5,603,000 | 5,806,000 |
| Risk-weighted assets | 25,388,000 | 25,341,000 | 26,035,000 | 25,611,000 |