Call reports 2025
MALAGA BANK, FSB — 2025
What MALAGA BANK, FSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,380,739,000 | 1,396,545,000 | 1,427,779,000 | 1,434,308,000 |
| Total loans | 1,225,825,000 | 1,209,167,000 | 1,211,957,000 | 1,241,013,000 |
| Allowance for loan losses | 3,730,000 | 3,678,000 | 3,703,000 | 3,811,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 941,413,000 | 927,689,000 | 938,374,000 | 938,874,000 |
| Interest-bearing deposits | 771,654,000 | 759,366,000 | 762,661,000 | 749,284,000 |
| Noninterest-bearing deposits | 169,759,000 | 168,323,000 | 175,713,000 | 189,590,000 |
| Equity capital | 225,731,000 | 228,985,000 | 232,166,000 | 234,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,787,000 | 33,696,000 | 51,082,000 | 68,614,000 |
| Interest expense | 5,451,000 | 11,113,000 | 17,195,000 | 23,286,000 |
| Net interest income | 11,336,000 | 22,583,000 | 33,887,000 | 45,328,000 |
| Noninterest income | 208,000 | 479,000 | 692,000 | 934,000 |
| Noninterest expense | 3,630,000 | 7,029,000 | 10,448,000 | 14,536,000 |
| Provision for loan losses | -45,000 | -98,000 | -73,000 | 34,000 |
| Pretax income | 7,958,000 | 16,129,000 | 24,196,000 | 31,691,000 |
| Income tax | 2,355,000 | 4,772,000 | 7,158,000 | 9,320,000 |
| Net income | 5,603,000 | 11,357,000 | 17,038,000 | 22,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,731,000 | 228,985,000 | 232,166,000 | 234,999,000 |
| Total capital | 229,488,000 | 232,691,000 | 235,903,000 | 238,837,000 |
| Risk-weighted assets | 801,627,000 | 804,699,000 | 793,655,000 | 812,820,000 |