Call reports 2023
MALAGA BANK, FSB — 2023
What MALAGA BANK, FSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,498,458,000 | 1,543,369,000 | 1,553,174,000 | 1,474,039,000 |
| Total loans | 1,287,467,000 | 1,295,468,000 | 1,282,350,000 | 1,273,095,000 |
| Allowance for loan losses | 3,960,000 | 3,987,000 | 3,937,000 | 3,908,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 953,562,000 | 994,463,000 | 1,003,464,000 | 935,202,000 |
| Interest-bearing deposits | 760,816,000 | 802,042,000 | 811,525,000 | 750,761,000 |
| Noninterest-bearing deposits | 192,746,000 | 192,421,000 | 191,939,000 | 184,441,000 |
| Equity capital | 196,797,000 | 200,602,000 | 204,553,000 | 208,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,978,000 | 32,304,000 | 49,908,000 | 67,764,000 |
| Interest expense | 3,974,000 | 8,847,000 | 14,761,000 | 20,819,000 |
| Net interest income | 12,004,000 | 23,457,000 | 35,147,000 | 46,945,000 |
| Noninterest income | 217,000 | 495,000 | 700,000 | 933,000 |
| Noninterest expense | 3,464,000 | 6,928,000 | 10,428,000 | 13,938,000 |
| Provision for loan losses | 131,000 | 155,000 | 102,000 | 73,000 |
| Pretax income | 8,626,000 | 16,869,000 | 25,317,000 | 33,867,000 |
| Income tax | 2,550,000 | 4,987,000 | 7,484,000 | 10,011,000 |
| Net income | 6,076,000 | 11,882,000 | 17,833,000 | 23,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,797,000 | 200,602,000 | 204,553,000 | 208,576,000 |
| Total capital | 200,789,000 | 204,619,000 | 208,518,000 | 212,512,000 |
| Risk-weighted assets | 851,178,000 | 829,884,000 | 808,263,000 | 807,975,000 |