Call reports 2022
MALAGA BANK, FSB — 2022
What MALAGA BANK, FSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,495,003,000 | 1,518,265,000 | 1,476,028,000 | 1,508,627,000 |
| Total loans | 1,228,315,000 | 1,222,756,000 | 1,234,058,000 | 1,254,299,000 |
| Allowance for loan losses | 3,737,000 | 3,717,000 | 3,760,000 | 3,829,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,055,172,000 | 1,077,286,000 | 1,030,292,000 | 1,015,071,000 |
| Interest-bearing deposits | 838,447,000 | 837,612,000 | 803,161,000 | 803,867,000 |
| Noninterest-bearing deposits | 216,725,000 | 239,674,000 | 227,131,000 | 211,204,000 |
| Equity capital | 181,723,000 | 184,815,000 | 188,558,000 | 192,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,023,000 | 24,343,000 | 37,952,000 | 52,832,000 |
| Interest expense | 2,067,000 | 4,164,000 | 6,509,000 | 9,461,000 |
| Net interest income | 9,956,000 | 20,179,000 | 31,443,000 | 43,371,000 |
| Noninterest income | 206,000 | 468,000 | 677,000 | 896,000 |
| Noninterest expense | 3,314,000 | 6,572,000 | 9,826,000 | 13,135,000 |
| Provision for loan losses | -61,000 | -82,000 | -39,000 | 27,000 |
| Pretax income | 6,909,000 | 14,157,000 | 22,333,000 | 31,105,000 |
| Income tax | 2,018,000 | 4,174,000 | 6,607,000 | 9,217,000 |
| Net income | 4,891,000 | 9,983,000 | 15,726,000 | 21,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,723,000 | 184,815,000 | 188,558,000 | 192,720,000 |
| Total capital | 185,494,000 | 188,566,000 | 192,352,000 | 196,581,000 |
| Risk-weighted assets | 839,020,000 | 830,217,000 | 826,580,000 | 825,390,000 |