Call reports 2021
MALAGA BANK, FSB — 2021
What MALAGA BANK, FSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,331,208,000 | 1,392,547,000 | 1,427,795,000 | 1,472,877,000 |
| Total loans | 1,201,207,000 | 1,236,849,000 | 1,245,716,000 | 1,249,159,000 |
| Allowance for loan losses | 3,686,000 | 3,727,000 | 3,775,000 | 3,798,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 878,286,000 | 944,000,000 | 974,000,000 | 1,022,662,000 |
| Interest-bearing deposits | 707,286,000 | 758,922,000 | 773,600,000 | 819,513,000 |
| Noninterest-bearing deposits | 171,000,000 | 185,078,000 | 200,400,000 | 203,149,000 |
| Equity capital | 169,659,000 | 172,658,000 | 175,768,000 | 178,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,769,000 | 23,731,000 | 35,998,000 | 48,320,000 |
| Interest expense | 2,087,000 | 4,180,000 | 6,317,000 | 8,459,000 |
| Net interest income | 9,682,000 | 19,551,000 | 29,681,000 | 39,861,000 |
| Noninterest income | 188,000 | 450,000 | 655,000 | 867,000 |
| Noninterest expense | 3,077,000 | 6,052,000 | 9,067,000 | 12,245,000 |
| Provision for loan losses | 0 | 40,000 | 84,000 | 109,000 |
| Pretax income | 6,793,000 | 13,909,000 | 21,185,000 | 28,374,000 |
| Income tax | 1,983,000 | 4,100,000 | 6,265,000 | 8,391,000 |
| Net income | 4,810,000 | 9,809,000 | 14,920,000 | 19,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,659,000 | 172,658,000 | 175,768,000 | 178,832,000 |
| Total capital | 173,380,000 | 176,420,000 | 179,574,000 | 182,664,000 |
| Risk-weighted assets | 773,088,000 | 805,750,000 | 815,887,000 | 829,516,000 |