Call reports 2020
MALAGA BANK, FSB — 2020
What MALAGA BANK, FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,250,034,000 | 1,315,275,000 | 1,282,413,000 | 1,311,546,000 |
| Total loans | 1,157,614,000 | 1,187,945,000 | 1,186,831,000 | 1,196,756,000 |
| Allowance for loan losses | 3,581,000 | 3,640,000 | 3,640,000 | 3,686,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 793,442,000 | 849,168,000 | 814,275,000 | 857,894,000 |
| Interest-bearing deposits | 663,687,000 | 693,715,000 | 662,827,000 | 695,522,000 |
| Noninterest-bearing deposits | 129,755,000 | 155,453,000 | 151,448,000 | 162,372,000 |
| Equity capital | 158,409,000 | 161,131,000 | 164,004,000 | 166,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,011,000 | 24,049,000 | 36,199,000 | 48,290,000 |
| Interest expense | 3,065,000 | 5,635,000 | 8,034,000 | 10,258,000 |
| Net interest income | 8,946,000 | 18,414,000 | 28,165,000 | 38,032,000 |
| Noninterest income | 202,000 | 416,000 | 595,000 | 782,000 |
| Noninterest expense | 2,987,000 | 5,929,000 | 8,955,000 | 12,097,000 |
| Provision for loan losses | 54,000 | 116,000 | 116,000 | 162,000 |
| Pretax income | 6,107,000 | 12,785,000 | 19,689,000 | 26,555,000 |
| Income tax | 1,800,000 | 3,755,000 | 5,787,000 | 7,808,000 |
| Net income | 4,307,000 | 9,030,000 | 13,902,000 | 18,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,409,000 | 161,131,000 | 164,004,000 | 166,849,000 |
| Total capital | 162,022,000 | 164,806,000 | 167,679,000 | 170,570,000 |
| Risk-weighted assets | 738,678,000 | 782,556,000 | 793,872,000 | 749,455,000 |