Call reports 2019
MALAGA BANK, FSB — 2019
What MALAGA BANK, FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,116,526,000 | 1,146,180,000 | 1,231,343,000 | 1,247,452,000 |
| Total loans | 1,019,761,000 | 1,049,293,000 | 1,127,161,000 | 1,143,146,000 |
| Allowance for loan losses | 3,241,000 | 3,220,000 | 3,468,000 | 3,523,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,787,000 | 773,484,000 | 779,326,000 | 806,846,000 |
| Interest-bearing deposits | 635,932,000 | 651,601,000 | 654,598,000 | 678,323,000 |
| Noninterest-bearing deposits | 123,855,000 | 121,883,000 | 124,728,000 | 128,523,000 |
| Equity capital | 148,755,000 | 151,161,000 | 153,428,000 | 156,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,692,000 | 21,769,000 | 33,392,000 | 45,497,000 |
| Interest expense | 2,575,000 | 5,434,000 | 8,624,000 | 11,808,000 |
| Net interest income | 8,117,000 | 16,335,000 | 24,768,000 | 33,689,000 |
| Noninterest income | 196,000 | 452,000 | 654,000 | 857,000 |
| Noninterest expense | 3,102,000 | 6,044,000 | 8,725,000 | 11,574,000 |
| Provision for loan losses | 77,000 | 56,000 | 300,000 | 353,000 |
| Pretax income | 5,134,000 | 10,687,000 | 16,397,000 | 22,619,000 |
| Income tax | 1,524,000 | 3,171,000 | 4,864,000 | 6,662,000 |
| Net income | 3,610,000 | 7,516,000 | 11,533,000 | 15,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,755,000 | 151,161,000 | 153,428,000 | 156,102,000 |
| Total capital | 152,040,000 | 154,427,000 | 156,934,000 | 159,661,000 |
| Risk-weighted assets | 631,786,000 | 643,154,000 | 685,360,000 | 697,848,000 |