Call reports 2018
MALAGA BANK, FSB — 2018
What MALAGA BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,046,048,000 | 1,061,897,000 | 1,068,569,000 | 1,086,783,000 |
| Total loans | 967,486,000 | 972,813,000 | 979,409,000 | 994,099,000 |
| Allowance for loan losses | 3,146,000 | 3,164,000 | 3,103,000 | 3,158,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,790,000 | 747,506,000 | 756,588,000 | 761,303,000 |
| Interest-bearing deposits | 641,603,000 | 622,272,000 | 632,977,000 | 643,317,000 |
| Noninterest-bearing deposits | 118,187,000 | 125,234,000 | 123,611,000 | 117,986,000 |
| Equity capital | 139,527,000 | 142,160,000 | 144,414,000 | 146,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,716,000 | 19,771,000 | 30,016,000 | 40,718,000 |
| Interest expense | 1,457,000 | 3,267,000 | 5,256,000 | 7,561,000 |
| Net interest income | 8,259,000 | 16,504,000 | 24,760,000 | 33,157,000 |
| Noninterest income | 225,000 | 415,000 | 610,000 | 807,000 |
| Noninterest expense | 3,020,000 | 5,918,000 | 8,811,000 | 11,774,000 |
| Provision for loan losses | 33,000 | 49,000 | -11,000 | 48,000 |
| Pretax income | 5,431,000 | 10,952,000 | 16,570,000 | 22,142,000 |
| Income tax | 1,469,000 | 3,107,000 | 4,721,000 | 6,312,000 |
| Net income | 3,962,000 | 7,845,000 | 11,849,000 | 15,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,527,000 | 142,160,000 | 144,414,000 | 146,645,000 |
| Total capital | 142,724,000 | 145,374,000 | 147,564,000 | 149,852,000 |
| Risk-weighted assets | 588,632,000 | 587,560,000 | 596,792,000 | 594,090,000 |