Call reports 2017
MALAGA BANK, FSB — 2017
What MALAGA BANK, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 992,258,000 | 1,019,541,000 | 1,033,342,000 | 1,040,273,000 |
| Total loans | 915,358,000 | 940,393,000 | 953,133,000 | 956,563,000 |
| Allowance for loan losses | 3,033,000 | 3,057,000 | 3,085,000 | 3,111,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 757,728,000 | 766,429,000 | 773,001,000 | 759,166,000 |
| Interest-bearing deposits | 644,655,000 | 651,929,000 | 653,766,000 | 640,425,000 |
| Noninterest-bearing deposits | 113,073,000 | 114,500,000 | 119,235,000 | 118,741,000 |
| Equity capital | 129,805,000 | 131,777,000 | 133,882,000 | 136,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,930,000 | 18,175,000 | 27,765,000 | 37,528,000 |
| Interest expense | 1,037,000 | 2,168,000 | 3,460,000 | 4,825,000 |
| Net interest income | 7,893,000 | 16,007,000 | 24,305,000 | 32,703,000 |
| Noninterest income | 172,000 | 404,000 | 581,000 | 753,000 |
| Noninterest expense | 2,949,000 | 5,705,000 | 8,449,000 | 11,369,000 |
| Provision for loan losses | -11,000 | 41,000 | 70,000 | 93,000 |
| Pretax income | 5,127,000 | 10,665,000 | 16,367,000 | 21,994,000 |
| Income tax | 1,995,000 | 4,323,000 | 6,681,000 | 8,135,000 |
| Net income | 3,132,000 | 6,342,000 | 9,686,000 | 13,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,805,000 | 131,777,000 | 133,882,000 | 136,815,000 |
| Total capital | 132,887,000 | 134,888,000 | 137,023,000 | 139,979,000 |
| Risk-weighted assets | 565,488,000 | 566,890,000 | 575,488,000 | 578,835,000 |