Call reports 2016
MALAGA BANK, FSB — 2016
What MALAGA BANK, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,010,910,000 | 992,768,000 | 998,472,000 | 990,803,000 |
| Total loans | 886,883,000 | 887,739,000 | 886,036,000 | 903,423,000 |
| Allowance for loan losses | 2,970,000 | 2,972,000 | 2,974,000 | 3,049,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 774,467,000 | 755,606,000 | 763,010,000 | 768,287,000 |
| Interest-bearing deposits | 658,091,000 | 644,611,000 | 648,290,000 | 652,959,000 |
| Noninterest-bearing deposits | 116,376,000 | 110,995,000 | 114,720,000 | 115,328,000 |
| Equity capital | 134,554,000 | 135,822,000 | 137,103,000 | 127,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,157,000 | 18,237,000 | 27,303,000 | 36,586,000 |
| Interest expense | 1,197,000 | 2,411,000 | 3,626,000 | 4,708,000 |
| Net interest income | 7,960,000 | 15,826,000 | 23,677,000 | 31,878,000 |
| Noninterest income | 143,000 | 350,000 | 511,000 | 671,000 |
| Noninterest expense | 2,832,000 | 5,704,000 | 8,501,000 | 11,247,000 |
| Provision for loan losses | -21,000 | -18,000 | -25,000 | 51,000 |
| Pretax income | 5,292,000 | 10,490,000 | 15,712,000 | 21,251,000 |
| Income tax | 2,223,000 | 4,408,000 | 6,603,000 | 8,835,000 |
| Net income | 3,069,000 | 6,082,000 | 9,109,000 | 12,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,554,000 | 135,822,000 | 137,103,000 | 127,912,000 |
| Total capital | 137,575,000 | 138,847,000 | 140,121,000 | 131,005,000 |
| Risk-weighted assets | 546,388,000 | 545,500,000 | 544,934,000 | 549,341,000 |