Call reports 2013
MALAGA BANK, FSB — 2013
What MALAGA BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 842,245,000 | 868,268,000 | 870,878,000 | 886,028,000 |
| Total loans | 779,442,000 | 804,819,000 | 809,654,000 | 826,243,000 |
| Allowance for loan losses | 2,764,000 | 2,831,000 | 2,792,000 | 2,866,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 624,532,000 | 614,165,000 | 631,824,000 | 636,231,000 |
| Interest-bearing deposits | 547,329,000 | 538,267,000 | 553,994,000 | 558,079,000 |
| Noninterest-bearing deposits | 77,203,000 | 75,898,000 | 77,830,000 | 78,152,000 |
| Equity capital | 112,663,000 | 114,693,000 | 116,605,000 | 118,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,154,000 | 18,590,000 | 27,775,000 | 36,798,000 |
| Interest expense | 1,675,000 | 3,159,000 | 4,584,000 | 5,911,000 |
| Net interest income | 7,479,000 | 15,431,000 | 23,191,000 | 30,887,000 |
| Noninterest income | 142,000 | 330,000 | 477,000 | 618,000 |
| Noninterest expense | 2,644,000 | 5,108,000 | 7,642,000 | 10,288,000 |
| Provision for loan losses | -6,000 | 61,000 | 22,000 | 70,000 |
| Pretax income | 4,983,000 | 10,592,000 | 16,004,000 | 21,147,000 |
| Income tax | 2,078,000 | 4,420,000 | 6,683,000 | 8,847,000 |
| Net income | 2,905,000 | 6,172,000 | 9,321,000 | 12,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,663,000 | 114,693,000 | 116,605,000 | 118,343,000 |
| Total capital | 115,427,000 | 117,524,000 | 119,397,000 | 121,209,000 |
| Risk-weighted assets | 503,499,000 | 512,869,000 | 509,928,000 | 524,789,000 |