Call reports 2022
BANK OF ZUMBROTA — 2022
What BANK OF ZUMBROTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 213,682,000 | 208,758,000 | 201,840,000 |
| Total loans | 108,675,000 | 110,965,000 | 112,378,000 |
| Allowance for loan losses | 86,000 | 224,000 | 224,000 |
| Securities available for sale | 41,364,000 | 49,775,000 | 48,590,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 173,115,000 | 169,555,000 | 162,989,000 |
| Interest-bearing deposits | 129,294,000 | 124,687,000 | 119,194,000 |
| Noninterest-bearing deposits | 43,821,000 | 44,868,000 | 43,795,000 |
| Equity capital | 30,391,000 | 29,213,000 | 28,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 1,356,000 | 3,188,000 | 4,751,000 |
| Interest expense | 106,000 | 237,000 | 361,000 |
| Net interest income | 1,250,000 | 2,951,000 | 4,390,000 |
| Noninterest income | 360,000 | 668,000 | 949,000 |
| Noninterest expense | 1,108,000 | 2,225,000 | 3,301,000 |
| Provision for loan losses | 86,000 | 224,000 | 224,000 |
| Pretax income | 416,000 | 1,160,000 | 1,805,000 |
| Income tax | 0 | 66,000 | 135,000 |
| Net income | 416,000 | 1,094,000 | 1,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 18,095,000 | 18,554,000 | 18,960,000 |
| Total capital | 18,095,000 | 18,778,000 | 19,184,000 |
| Risk-weighted assets | 164,262,000 | 160,982,000 | 169,643,000 |