Call reports 2022
FIRST BANK & TRUST — 2022
What FIRST BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,892,823,000 | 2,961,885,000 | 2,990,156,000 | 2,961,239,000 |
| Total loans | 1,493,878,000 | 1,633,528,000 | 1,648,624,000 | 1,642,439,000 |
| Allowance for loan losses | 15,211,000 | 15,428,000 | 18,634,000 | 18,463,000 |
| Securities available for sale | 1,013,020,000 | 965,239,000 | 779,485,000 | 771,052,000 |
| Securities held to maturity | 379,000 | 379,000 | 139,028,000 | 139,546,000 |
| Trading assets | 182,000 | 755,000 | 1,468,000 | 1,429,000 |
| Total deposits | 2,454,620,000 | 2,505,553,000 | 2,612,191,000 | 2,578,197,000 |
| Interest-bearing deposits | 1,661,511,000 | 1,762,955,000 | 1,864,579,000 | 1,854,997,000 |
| Noninterest-bearing deposits | 793,109,000 | 742,598,000 | 747,612,000 | 723,200,000 |
| Equity capital | 420,592,000 | 382,936,000 | 354,747,000 | 364,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 21,339,000 | 45,441,000 | 72,366,000 | 102,417,000 |
| Interest expense | 554,000 | 2,198,000 | 5,887,000 | 13,145,000 |
| Net interest income | 20,785,000 | 43,243,000 | 66,479,000 | 89,272,000 |
| Noninterest income | 7,981,000 | 14,951,000 | 20,835,000 | 24,529,000 |
| Noninterest expense | 19,675,000 | 37,522,000 | 55,526,000 | 72,484,000 |
| Provision for loan losses | 2,706,000 | 3,243,000 | 6,313,000 | 6,485,000 |
| Pretax income | 6,404,000 | 16,830,000 | 24,409,000 | 34,059,000 |
| Income tax | 1,390,000 | 3,721,000 | 5,387,000 | 7,513,000 |
| Net income | 5,014,000 | 13,109,000 | 19,022,000 | 26,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 268,628,000 | 267,846,000 | 264,210,000 | 267,169,000 |
| Total capital | 286,279,000 | 286,065,000 | 286,004,000 | 288,518,000 |
| Risk-weighted assets | 1,939,045,000 | 2,126,498,000 | 2,175,427,000 | 2,135,432,000 |