Call reports 2021
FIRST BANK & TRUST — 2021
What FIRST BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,991,053,000 | 2,882,969,000 | 2,855,671,000 | 2,880,699,000 |
| Total loans | 1,559,424,000 | 1,544,062,000 | 1,464,456,000 | 1,439,182,000 |
| Allowance for loan losses | 25,183,000 | 22,697,000 | 19,584,000 | 16,831,000 |
| Securities available for sale | 1,016,947,000 | 1,003,697,000 | 1,055,205,000 | 1,061,406,000 |
| Securities held to maturity | 421,000 | 421,000 | 421,000 | 421,000 |
| Trading assets | 903,000 | 1,176,000 | 1,040,000 | 853,000 |
| Total deposits | 2,427,920,000 | 2,361,391,000 | 2,367,353,000 | 2,397,351,000 |
| Interest-bearing deposits | 1,638,480,000 | 1,610,807,000 | 1,599,880,000 | 1,580,564,000 |
| Noninterest-bearing deposits | 789,440,000 | 750,584,000 | 767,473,000 | 816,787,000 |
| Equity capital | 457,821,000 | 463,367,000 | 463,647,000 | 459,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 26,839,000 | 50,897,000 | 73,519,000 | 96,094,000 |
| Interest expense | 1,345,000 | 2,430,000 | 3,402,000 | 4,225,000 |
| Net interest income | 25,494,000 | 48,467,000 | 70,117,000 | 91,869,000 |
| Noninterest income | 10,536,000 | 17,461,000 | 26,285,000 | 33,174,000 |
| Noninterest expense | 25,454,000 | 45,211,000 | 63,430,000 | 82,479,000 |
| Provision for loan losses | -1,095,000 | -2,966,000 | -6,068,000 | -8,502,000 |
| Pretax income | 11,030,000 | 23,307,000 | 39,334,000 | 51,033,000 |
| Income tax | 2,579,000 | 5,481,000 | 9,233,000 | 11,988,000 |
| Net income | 8,451,000 | 17,826,000 | 30,101,000 | 39,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,353,000 | 258,834,000 | 264,640,000 | 263,096,000 |
| Total capital | 286,624,000 | 282,416,000 | 286,647,000 | 282,231,000 |
| Risk-weighted assets | 1,857,085,000 | 1,884,848,000 | 1,817,975,000 | 1,822,787,000 |