Call reports 2020
FIRST BANK & TRUST — 2020
What FIRST BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,163,181,000 | 1,256,710,000 | 1,289,187,000 | 3,171,961,000 |
| Total loans | 602,130,000 | 702,088,000 | 712,027,000 | 1,742,587,000 |
| Allowance for loan losses | 7,444,000 | 8,429,000 | 7,831,000 | 28,662,000 |
| Securities available for sale | 361,199,000 | 355,579,000 | 363,988,000 | 978,041,000 |
| Securities held to maturity | 462,000 | 462,000 | 462,000 | 462,000 |
| Trading assets | 0 | 232,000 | 184,000 | 1,842,000 |
| Total deposits | 900,399,000 | 959,886,000 | 936,366,000 | 2,622,716,000 |
| Interest-bearing deposits | 706,154,000 | 711,139,000 | 696,241,000 | 1,791,711,000 |
| Noninterest-bearing deposits | 194,245,000 | 248,747,000 | 240,125,000 | 831,005,000 |
| Equity capital | 225,620,000 | 236,021,000 | 239,976,000 | 502,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,406,000 | 22,968,000 | 33,531,000 | 48,971,000 |
| Interest expense | 1,971,000 | 3,389,000 | 4,610,000 | 5,823,000 |
| Net interest income | 9,435,000 | 19,579,000 | 28,921,000 | 43,148,000 |
| Noninterest income | 4,436,000 | 13,391,000 | 23,306,000 | 32,385,000 |
| Noninterest expense | 10,237,000 | 21,628,000 | 33,908,000 | 49,663,000 |
| Provision for loan losses | 1,326,000 | 2,345,000 | 1,889,000 | 10,657,000 |
| Pretax income | 2,331,000 | 9,234,000 | 16,703,000 | 15,477,000 |
| Income tax | 574,000 | 2,256,000 | 4,116,000 | 3,976,000 |
| Net income | 1,757,000 | 6,978,000 | 12,587,000 | 11,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,219,000 | 108,846,000 | 109,635,000 | 279,521,000 |
| Total capital | 111,881,000 | 118,551,000 | 118,591,000 | 304,397,000 |
| Risk-weighted assets | 770,584,000 | 813,265,000 | 818,907,000 | 1,983,809,000 |