Call reports 2019
FIRST BANK & TRUST — 2019
What FIRST BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,099,759,000 | 1,088,796,000 | 1,158,320,000 | 1,137,714,000 |
| Total loans | 625,385,000 | 622,638,000 | 652,172,000 | 611,942,000 |
| Allowance for loan losses | 2,662,000 | 3,115,000 | 4,011,000 | 4,616,000 |
| Securities available for sale | 257,440,000 | 241,894,000 | 300,840,000 | 319,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 857,313,000 | 844,793,000 | 903,410,000 | 893,419,000 |
| Interest-bearing deposits | 690,925,000 | 664,150,000 | 679,469,000 | 703,626,000 |
| Noninterest-bearing deposits | 166,388,000 | 180,643,000 | 223,941,000 | 189,793,000 |
| Equity capital | 232,846,000 | 234,101,000 | 237,853,000 | 233,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,849,000 | 24,505,000 | 36,251,000 | 49,141,000 |
| Interest expense | 1,870,000 | 3,890,000 | 6,016,000 | 8,204,000 |
| Net interest income | 9,979,000 | 20,615,000 | 30,235,000 | 40,937,000 |
| Noninterest income | 4,322,000 | 10,228,000 | 15,696,000 | 21,676,000 |
| Noninterest expense | 9,997,000 | 20,515,000 | 30,870,000 | 41,510,000 |
| Provision for loan losses | 902,000 | 3,750,000 | 4,790,000 | 5,258,000 |
| Pretax income | 3,689,000 | 7,700,000 | 11,491,000 | 17,065,000 |
| Income tax | 897,000 | 1,809,000 | 2,673,000 | 3,881,000 |
| Net income | 2,792,000 | 5,891,000 | 8,818,000 | 13,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,874,000 | 102,526,000 | 106,001,000 | 104,914,000 |
| Total capital | 104,573,000 | 105,662,000 | 110,027,000 | 109,545,000 |
| Risk-weighted assets | 764,527,000 | 751,478,000 | 804,048,000 | 776,596,000 |