Call reports 2018
FIRST BANK & TRUST — 2018
What FIRST BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 971,480,000 | 1,123,162,000 | 1,112,464,000 | 1,109,929,000 |
| Total loans | 726,827,000 | 697,515,000 | 632,232,000 | 626,171,000 |
| Allowance for loan losses | 9,702,000 | 303,000 | 1,299,000 | 1,890,000 |
| Securities available for sale | 114,600,000 | 215,401,000 | 225,093,000 | 274,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 869,326,000 | 886,590,000 | 875,170,000 | 861,629,000 |
| Interest-bearing deposits | 685,165,000 | 691,171,000 | 681,923,000 | 692,188,000 |
| Noninterest-bearing deposits | 184,161,000 | 195,419,000 | 193,247,000 | 169,441,000 |
| Equity capital | 96,681,000 | 216,445,000 | 228,627,000 | 231,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,994,000 | 5,587,000 | 20,072,000 | 34,016,000 |
| Interest expense | 1,445,000 | 664,000 | 2,059,000 | 3,691,000 |
| Net interest income | 9,549,000 | 4,923,000 | 18,013,000 | 30,325,000 |
| Noninterest income | 5,539,000 | 2,968,000 | 8,874,000 | 13,465,000 |
| Noninterest expense | 9,272,000 | 4,983,000 | 16,577,000 | 26,705,000 |
| Provision for loan losses | 427,000 | 336,000 | 2,530,000 | 4,897,000 |
| Pretax income | 4,013,000 | 2,572,000 | 7,779,000 | 12,118,000 |
| Income tax | 0 | 646,000 | 1,922,000 | 2,927,000 |
| Net income | 4,013,000 | 1,926,000 | 5,857,000 | 9,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,998,000 | 81,783,000 | 98,476,000 | 100,884,000 |
| Total capital | 107,656,000 | 82,086,000 | 99,828,000 | 102,795,000 |
| Risk-weighted assets | 772,535,000 | 769,379,000 | 755,251,000 | 762,553,000 |