Call reports 2016
FIRST BANK & TRUST — 2016
What FIRST BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 819,121,000 | 860,987,000 | 863,080,000 | 868,227,000 |
| Total loans | 592,853,000 | 625,314,000 | 616,636,000 | 632,863,000 |
| Allowance for loan losses | 8,504,000 | 10,029,000 | 9,899,000 | 9,502,000 |
| Securities available for sale | 120,886,000 | 124,326,000 | 124,568,000 | 129,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,898,000 | 761,848,000 | 756,647,000 | 774,022,000 |
| Interest-bearing deposits | 557,965,000 | 575,814,000 | 579,588,000 | 589,314,000 |
| Noninterest-bearing deposits | 156,933,000 | 186,034,000 | 177,059,000 | 184,708,000 |
| Equity capital | 79,507,000 | 82,433,000 | 87,420,000 | 85,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,381,000 | 16,939,000 | 25,726,000 | 34,666,000 |
| Interest expense | 904,000 | 1,795,000 | 2,742,000 | 3,678,000 |
| Net interest income | 7,477,000 | 15,144,000 | 22,984,000 | 30,988,000 |
| Noninterest income | 6,460,000 | 12,373,000 | 19,325,000 | 25,699,000 |
| Noninterest expense | 9,914,000 | 19,119,000 | 28,731,000 | 38,044,000 |
| Provision for loan losses | 525,000 | 2,081,000 | 2,081,000 | 2,081,000 |
| Pretax income | 3,529,000 | 6,348,000 | 11,566,000 | 16,724,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,529,000 | 6,348,000 | 11,566,000 | 16,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,714,000 | 79,643,000 | 84,867,000 | 86,530,000 |
| Total capital | 85,431,000 | 87,745,000 | 92,838,000 | 94,940,000 |
| Risk-weighted assets | 616,481,000 | 646,096,000 | 635,679,000 | 671,637,000 |