Call reports 2015
FIRST BANK & TRUST — 2015
What FIRST BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 759,586,000 | 797,923,000 | 788,502,000 | 820,828,000 |
| Total loans | 560,897,000 | 596,174,000 | 571,990,000 | 568,684,000 |
| Allowance for loan losses | 7,477,000 | 7,808,000 | 7,429,000 | 8,083,000 |
| Securities available for sale | 84,434,000 | 83,944,000 | 105,829,000 | 112,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,814,000 | 689,940,000 | 656,917,000 | 696,227,000 |
| Interest-bearing deposits | 511,075,000 | 534,705,000 | 501,695,000 | 534,500,000 |
| Noninterest-bearing deposits | 142,739,000 | 155,235,000 | 155,222,000 | 161,727,000 |
| Equity capital | 70,672,000 | 72,152,000 | 75,670,000 | 80,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,667,000 | 15,926,000 | 24,302,000 | 32,669,000 |
| Interest expense | 1,128,000 | 2,263,000 | 3,368,000 | 4,483,000 |
| Net interest income | 6,539,000 | 13,663,000 | 20,934,000 | 28,186,000 |
| Noninterest income | 4,770,000 | 9,653,000 | 16,164,000 | 23,811,000 |
| Noninterest expense | 9,116,000 | 18,376,000 | 27,721,000 | 37,118,000 |
| Provision for loan losses | 525,000 | 875,000 | 1,465,000 | 2,515,000 |
| Pretax income | 1,668,000 | 4,055,000 | 7,846,000 | 12,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,668,000 | 4,055,000 | 7,846,000 | 12,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,157,000 | 71,154,000 | 74,451,000 | 78,916,000 |
| Total capital | 76,719,000 | 78,906,000 | 81,851,000 | 86,414,000 |
| Risk-weighted assets | 605,874,000 | 620,024,000 | 591,910,000 | 599,138,000 |