Call reports 2014
FIRST BANK & TRUST — 2014
What FIRST BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 623,845,000 | 658,938,000 | 668,424,000 | 739,907,000 |
| Total loans | 483,072,000 | 506,399,000 | 505,073,000 | 540,463,000 |
| Allowance for loan losses | 6,485,000 | 6,714,000 | 6,825,000 | 7,057,000 |
| Securities available for sale | 66,623,000 | 65,458,000 | 69,754,000 | 68,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,123,000 | 544,782,000 | 554,838,000 | 635,026,000 |
| Interest-bearing deposits | 419,730,000 | 442,055,000 | 436,492,000 | 495,005,000 |
| Noninterest-bearing deposits | 94,393,000 | 102,727,000 | 118,346,000 | 140,021,000 |
| Equity capital | 56,119,000 | 59,735,000 | 62,694,000 | 70,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,776,000 | 13,902,000 | 21,314,000 | 28,949,000 |
| Interest expense | 1,293,000 | 2,581,000 | 3,809,000 | 4,985,000 |
| Net interest income | 5,483,000 | 11,321,000 | 17,505,000 | 23,964,000 |
| Noninterest income | 3,145,000 | 8,644,000 | 13,613,000 | 22,614,000 |
| Noninterest expense | 6,924,000 | 14,567,000 | 22,902,000 | 32,111,000 |
| Provision for loan losses | 420,000 | 660,000 | 960,000 | 2,860,000 |
| Pretax income | 1,284,000 | 4,710,000 | 7,811,000 | 12,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,284,000 | 4,710,000 | 7,811,000 | 12,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,740,000 | 58,662,000 | 61,763,000 | 68,739,000 |
| Total capital | 61,742,000 | 64,934,000 | 68,178,000 | 75,584,000 |
| Risk-weighted assets | 479,609,000 | 501,273,000 | 512,693,000 | 547,275,000 |