Call reports 2013
FIRST BANK & TRUST — 2013
What FIRST BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 581,797,000 | 602,878,000 | 608,448,000 | 628,221,000 |
| Total loans | 434,425,000 | 479,606,000 | 470,004,000 | 465,122,000 |
| Allowance for loan losses | 5,941,000 | 6,111,000 | 6,426,000 | 6,110,000 |
| Securities available for sale | 60,936,000 | 56,134,000 | 61,959,000 | 60,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,826,000 | 492,240,000 | 497,476,000 | 515,598,000 |
| Interest-bearing deposits | 443,130,000 | 453,085,000 | 455,676,000 | 471,237,000 |
| Noninterest-bearing deposits | 30,696,000 | 39,155,000 | 41,800,000 | 44,361,000 |
| Equity capital | 54,141,000 | 55,287,000 | 56,673,000 | 59,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,436,000 | 13,178,000 | 20,326,000 | 27,601,000 |
| Interest expense | 1,301,000 | 2,541,000 | 3,836,000 | 5,148,000 |
| Net interest income | 5,135,000 | 10,637,000 | 16,490,000 | 22,453,000 |
| Noninterest income | 4,100,000 | 9,310,000 | 13,707,000 | 17,365,000 |
| Noninterest expense | 6,993,000 | 14,428,000 | 21,433,000 | 28,298,000 |
| Provision for loan losses | 500,000 | 950,000 | 1,450,000 | 1,950,000 |
| Pretax income | 2,576,000 | 5,403,000 | 8,148,000 | 10,425,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,576,000 | 5,403,000 | 8,148,000 | 10,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,483,000 | 54,620,000 | 56,678,000 | 58,956,000 |
| Total capital | 57,808,000 | 60,397,000 | 62,400,000 | 64,647,000 |
| Risk-weighted assets | 425,314,000 | 461,726,000 | 457,264,000 | 454,748,000 |