Call reports 2012
FIRST BANK & TRUST — 2012
What FIRST BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 523,169,000 | 540,997,000 | 553,198,000 | 583,951,000 |
| Total loans | 377,060,000 | 387,619,000 | 400,358,000 | 429,208,000 |
| Allowance for loan losses | 4,768,000 | 5,554,000 | 5,489,000 | 5,356,000 |
| Securities available for sale | 57,811,000 | 54,513,000 | 64,506,000 | 55,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,755,000 | 427,541,000 | 436,954,000 | 466,909,000 |
| Interest-bearing deposits | 385,254,000 | 391,433,000 | 406,681,000 | 420,801,000 |
| Noninterest-bearing deposits | 26,501,000 | 36,108,000 | 30,273,000 | 46,108,000 |
| Equity capital | 49,609,000 | 50,931,000 | 53,062,000 | 54,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,082,000 | 12,162,000 | 18,416,000 | 24,765,000 |
| Interest expense | 1,374,000 | 2,699,000 | 4,008,000 | 5,260,000 |
| Net interest income | 4,708,000 | 9,463,000 | 14,408,000 | 19,505,000 |
| Noninterest income | 3,506,000 | 7,218,000 | 10,768,000 | 15,968,000 |
| Noninterest expense | 6,239,000 | 12,764,000 | 19,598,000 | 26,773,000 |
| Provision for loan losses | 1,300,000 | 2,050,000 | 2,350,000 | 3,050,000 |
| Pretax income | 1,211,000 | 2,458,000 | 3,819,000 | 6,560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,211,000 | 2,458,000 | 3,819,000 | 6,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,190,000 | 48,556,000 | 49,915,000 | 51,904,000 |
| Total capital | 51,914,000 | 53,636,000 | 54,930,000 | 57,183,000 |
| Risk-weighted assets | 377,790,000 | 405,839,000 | 400,630,000 | 422,154,000 |