Call reports 2011
FIRST BANK & TRUST — 2011
What FIRST BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 473,379,000 | 501,535,000 | 530,732,000 | 534,886,000 |
| Total loans | 332,742,000 | 349,709,000 | 363,283,000 | 365,544,000 |
| Allowance for loan losses | 3,786,000 | 3,792,000 | 4,008,000 | 4,281,000 |
| Securities available for sale | 55,258,000 | 61,954,000 | 54,471,000 | 61,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,319,000 | 398,456,000 | 414,725,000 | 422,799,000 |
| Interest-bearing deposits | 347,278,000 | 367,335,000 | 384,868,000 | 389,317,000 |
| Noninterest-bearing deposits | 25,041,000 | 31,121,000 | 29,857,000 | 33,482,000 |
| Equity capital | 40,141,000 | 41,705,000 | 51,186,000 | 50,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,517,000 | 11,484,000 | 17,674,000 | 23,641,000 |
| Interest expense | 1,587,000 | 3,183,000 | 4,756,000 | 6,207,000 |
| Net interest income | 3,930,000 | 8,301,000 | 12,918,000 | 17,434,000 |
| Noninterest income | 1,786,000 | 4,284,000 | 9,235,000 | 11,361,000 |
| Noninterest expense | 5,097,000 | 10,426,000 | 16,385,000 | 22,459,000 |
| Provision for loan losses | 450,000 | 1,650,000 | 2,550,000 | 3,850,000 |
| Pretax income | 478,000 | 818,000 | 4,454,000 | 3,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 478,000 | 818,000 | 4,454,000 | 3,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,474,000 | 38,911,000 | 48,851,000 | 48,213,000 |
| Total capital | 42,260,000 | 42,703,000 | 52,859,000 | 52,494,000 |
| Risk-weighted assets | 349,620,000 | 365,022,000 | 375,577,000 | 377,356,000 |