Call reports 2010
FIRST BANK & TRUST — 2010
What FIRST BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 488,330,000 | 501,701,000 | 467,841,000 | 470,456,000 |
| Total loans | 354,821,000 | 362,369,000 | 349,863,000 | 341,421,000 |
| Allowance for loan losses | 5,876,000 | 4,956,000 | 3,244,000 | 3,544,000 |
| Securities available for sale | 58,630,000 | 64,730,000 | 51,671,000 | 50,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,253,000 | 399,518,000 | 361,782,000 | 369,969,000 |
| Interest-bearing deposits | 362,799,000 | 372,187,000 | 332,187,000 | 341,872,000 |
| Noninterest-bearing deposits | 25,454,000 | 27,331,000 | 29,595,000 | 28,097,000 |
| Equity capital | 38,548,000 | 40,638,000 | 40,130,000 | 39,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,093,000 | 12,600,000 | 18,892,000 | 25,235,000 |
| Interest expense | 2,166,000 | 4,309,000 | 6,269,000 | 7,917,000 |
| Net interest income | 3,927,000 | 8,291,000 | 12,623,000 | 17,318,000 |
| Noninterest income | 2,838,000 | 5,140,000 | 7,067,000 | 9,935,000 |
| Noninterest expense | 5,424,000 | 10,723,000 | 16,693,000 | 22,242,000 |
| Provision for loan losses | 1,279,000 | 861,000 | 1,461,000 | 2,836,000 |
| Pretax income | 253,000 | 2,188,000 | 2,361,000 | 3,091,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 2,188,000 | 2,361,000 | 3,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,452,000 | 37,503,000 | 37,156,000 | 37,903,000 |
| Total capital | 40,132,000 | 42,269,000 | 40,400,000 | 41,447,000 |
| Risk-weighted assets | 373,241,000 | 381,076,000 | 373,896,000 | 356,214,000 |