Call reports 2009
FIRST BANK & TRUST — 2009
What FIRST BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 469,558,000 | 470,455,000 | 468,029,000 | 464,457,000 |
| Total loans | 330,641,000 | 353,132,000 | 353,732,000 | 356,689,000 |
| Allowance for loan losses | 2,630,000 | 3,269,000 | 3,244,000 | 5,760,000 |
| Securities available for sale | 85,512,000 | 65,786,000 | 49,278,000 | 50,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,417,000 | 367,536,000 | 365,946,000 | 365,856,000 |
| Interest-bearing deposits | 326,971,000 | 336,770,000 | 337,350,000 | 344,393,000 |
| Noninterest-bearing deposits | 23,446,000 | 30,766,000 | 28,596,000 | 21,463,000 |
| Equity capital | 36,694,000 | 37,036,000 | 39,321,000 | 37,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,294,000 | 12,629,000 | 19,166,000 | 25,669,000 |
| Interest expense | 2,427,000 | 4,716,000 | 6,983,000 | 9,211,000 |
| Net interest income | 3,867,000 | 7,913,000 | 12,183,000 | 16,458,000 |
| Noninterest income | 1,996,000 | 5,446,000 | 7,730,000 | 9,997,000 |
| Noninterest expense | 5,064,000 | 10,342,000 | 15,691,000 | 21,118,000 |
| Provision for loan losses | 307,000 | 1,118,000 | 1,518,000 | 4,968,000 |
| Pretax income | 983,000 | 2,755,000 | 4,065,000 | 2,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 983,000 | 2,755,000 | 4,065,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,757,000 | 35,008,000 | 35,512,000 | 35,097,000 |
| Total capital | 36,387,000 | 38,277,000 | 38,756,000 | 39,762,000 |
| Risk-weighted assets | 355,330,000 | 373,509,000 | 373,607,000 | 372,123,000 |