Call reports 2008
FIRST BANK & TRUST — 2008
What FIRST BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 388,700,000 | 417,028,000 | 436,837,000 | 422,310,000 |
| Total loans | 281,205,000 | 299,255,000 | 318,563,000 | 324,685,000 |
| Allowance for loan losses | 2,435,000 | 2,581,000 | 2,658,000 | 2,622,000 |
| Securities available for sale | 66,870,000 | 72,958,000 | 69,300,000 | 48,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,796,000 | 322,226,000 | 284,704,000 | 296,091,000 |
| Interest-bearing deposits | 268,214,000 | 292,503,000 | 255,421,000 | 273,525,000 |
| Noninterest-bearing deposits | 21,582,000 | 29,723,000 | 29,283,000 | 22,566,000 |
| Equity capital | 31,957,000 | 30,498,000 | 34,339,000 | 36,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,393,000 | 12,699,000 | 19,340,000 | 25,907,000 |
| Interest expense | 2,867,000 | 5,580,000 | 8,301,000 | 10,903,000 |
| Net interest income | 3,526,000 | 7,119,000 | 11,039,000 | 15,004,000 |
| Noninterest income | 1,654,000 | 3,693,000 | 5,916,000 | 8,554,000 |
| Noninterest expense | 4,297,000 | 8,681,000 | 13,069,000 | 20,238,000 |
| Provision for loan losses | 175,000 | 340,000 | 705,000 | 770,000 |
| Pretax income | 886,000 | 1,971,000 | 3,501,000 | 3,535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 886,000 | 1,971,000 | 3,501,000 | 3,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,657,000 | 29,316,000 | 31,331,000 | 33,205,000 |
| Total capital | 31,092,000 | 31,896,000 | 33,989,000 | 35,827,000 |
| Risk-weighted assets | 294,278,000 | 310,423,000 | 336,163,000 | 339,497,000 |