Call reports 2007
FIRST BANK & TRUST — 2007
What FIRST BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 332,773,000 | 350,054,000 | 377,844,000 | 370,712,000 |
| Total loans | 223,012,000 | 245,876,000 | 261,888,000 | 266,223,000 |
| Allowance for loan losses | 2,198,000 | 2,018,000 | 2,552,000 | 2,340,000 |
| Securities available for sale | 65,022,000 | 70,266,000 | 78,548,000 | 61,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,927,000 | 256,453,000 | 293,675,000 | 296,266,000 |
| Interest-bearing deposits | 242,503,000 | 211,926,000 | 248,884,000 | 270,794,000 |
| Noninterest-bearing deposits | 35,424,000 | 44,527,000 | 44,792,000 | 25,472,000 |
| Equity capital | 24,567,000 | 24,068,000 | 29,551,000 | 31,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,045,000 | 12,336,000 | 19,327,000 | 26,282,000 |
| Interest expense | 3,079,000 | 6,166,000 | 9,486,000 | 12,675,000 |
| Net interest income | 2,966,000 | 6,170,000 | 9,841,000 | 13,607,000 |
| Noninterest income | 1,341,000 | 4,273,000 | 5,815,000 | 7,609,000 |
| Noninterest expense | 3,395,000 | 7,362,000 | 11,369,000 | 15,609,000 |
| Provision for loan losses | 285,000 | 670,000 | 955,000 | 1,165,000 |
| Pretax income | 629,000 | 2,413,000 | 3,337,000 | 4,635,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 629,000 | 2,413,000 | 3,337,000 | 4,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,254,000 | 25,414,000 | 27,703,000 | 28,301,000 |
| Total capital | 26,452,000 | 27,432,000 | 30,255,000 | 30,641,000 |
| Risk-weighted assets | 246,888,000 | 264,388,000 | 285,103,000 | 286,883,000 |