Call reports 2006
FIRST BANK & TRUST — 2006
What FIRST BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 307,272,000 | 320,362,000 | 330,493,000 | 325,214,000 |
| Total loans | 204,700,000 | 212,566,000 | 208,626,000 | 227,077,000 |
| Allowance for loan losses | 1,971,000 | 2,041,000 | 2,189,000 | 2,001,000 |
| Securities available for sale | 70,919,000 | 73,555,000 | 87,362,000 | 65,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,755,000 | 265,644,000 | 275,137,000 | 248,354,000 |
| Interest-bearing deposits | 225,494,000 | 231,253,000 | 235,194,000 | 214,104,000 |
| Noninterest-bearing deposits | 30,261,000 | 34,391,000 | 39,943,000 | 34,251,000 |
| Equity capital | 21,110,000 | 21,152,000 | 23,492,000 | 24,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,143,000 | 10,680,000 | 16,407,000 | 22,391,000 |
| Interest expense | 2,144,000 | 4,676,000 | 7,418,000 | 10,302,000 |
| Net interest income | 2,999,000 | 6,004,000 | 8,989,000 | 12,089,000 |
| Noninterest income | 1,328,000 | 3,047,000 | 5,255,000 | 6,908,000 |
| Noninterest expense | 3,084,000 | 6,416,000 | 9,759,000 | 13,348,000 |
| Provision for loan losses | 360,000 | 680,000 | 1,045,000 | 1,365,000 |
| Pretax income | 884,000 | 1,956,000 | 3,440,000 | 4,356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 884,000 | 1,956,000 | 3,440,000 | 4,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,383,000 | 22,905,000 | 23,866,000 | 24,014,000 |
| Total capital | 23,354,000 | 24,946,000 | 26,055,000 | 26,015,000 |
| Risk-weighted assets | 217,328,000 | 229,304,000 | 230,623,000 | 243,810,000 |