Call reports 2005
FIRST BANK & TRUST — 2005
What FIRST BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 278,421,000 | 266,645,000 | 282,585,000 | 286,442,000 |
| Total loans | 199,309,000 | 197,058,000 | 201,848,000 | 201,463,000 |
| Allowance for loan losses | 1,461,000 | 1,623,000 | 1,863,000 | 1,779,000 |
| Securities available for sale | 40,865,000 | 41,470,000 | 52,788,000 | 57,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,687,000 | 218,620,000 | 223,171,000 | 222,330,000 |
| Interest-bearing deposits | 184,956,000 | 182,212,000 | 185,920,000 | 192,609,000 |
| Noninterest-bearing deposits | 45,731,000 | 36,408,000 | 37,251,000 | 29,721,000 |
| Equity capital | 19,983,000 | 20,437,000 | 20,740,000 | 20,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,979,000 | 8,309,000 | 12,789,000 | 17,515,000 |
| Interest expense | 1,427,000 | 2,984,000 | 4,699,000 | 6,554,000 |
| Net interest income | 2,552,000 | 5,325,000 | 8,090,000 | 10,961,000 |
| Noninterest income | -261,000 | -547,000 | 878,000 | 1,735,000 |
| Noninterest expense | 3,470,000 | 6,844,000 | 10,045,000 | 13,339,000 |
| Provision for loan losses | 265,000 | 690,000 | 1,020,000 | 1,675,000 |
| Pretax income | -1,400,000 | -2,728,000 | -2,074,000 | -2,297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,400,000 | -2,728,000 | -2,074,000 | -2,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,306,000 | 19,450,000 | 20,095,000 | 20,415,000 |
| Total capital | 20,767,000 | 21,073,000 | 21,958,000 | 22,194,000 |
| Risk-weighted assets | 214,444,000 | 204,120,000 | 208,816,000 | 211,085,000 |