Call reports 2004
FIRST BANK & TRUST — 2004
What FIRST BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 227,541,000 | 239,679,000 | 248,674,000 | 268,349,000 |
| Total loans | 152,657,000 | 157,526,000 | 171,998,000 | 182,874,000 |
| Allowance for loan losses | 884,000 | 928,000 | 1,142,000 | 1,242,000 |
| Securities available for sale | 23,394,000 | 44,119,000 | 35,364,000 | 46,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,867,000 | 178,438,000 | 199,565,000 | 192,690,000 |
| Interest-bearing deposits | 136,598,000 | 128,692,000 | 154,461,000 | 149,598,000 |
| Noninterest-bearing deposits | 54,269,000 | 49,746,000 | 45,104,000 | 43,091,000 |
| Equity capital | 18,701,000 | 17,976,000 | 23,555,000 | 21,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,050,000 | 6,818,000 | 10,647,000 | 14,523,000 |
| Interest expense | 776,000 | 1,603,000 | 2,672,000 | 3,721,000 |
| Net interest income | 2,274,000 | 5,215,000 | 7,975,000 | 10,802,000 |
| Noninterest income | 2,081,000 | 3,789,000 | 5,686,000 | 5,841,000 |
| Noninterest expense | 3,351,000 | 6,666,000 | 10,391,000 | 14,382,000 |
| Provision for loan losses | 274,000 | 429,000 | 639,000 | 983,000 |
| Pretax income | 683,000 | 1,773,000 | 2,565,000 | 1,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 683,000 | 1,773,000 | 2,565,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,730,000 | 16,840,000 | 21,006,000 | 19,619,000 |
| Total capital | 17,614,000 | 17,768,000 | 22,148,000 | 20,861,000 |
| Risk-weighted assets | 165,613,000 | 168,714,000 | 189,649,000 | 201,788,000 |